For Arizona listing agents · · Mike Certo, NMLS #260555
How to remove the sale contingency on your Arizona listing
Your listing is under contract, but the buyer is contingent on selling their own home first. Introduce us to the buyer's agent and we requalify the buyer so the contingency comes off and your deal moves to a clean close. Here's exactly how it works and what we need from you.
Introduce us to the buyer's agent »
Four ways we remove the contingency
The buyer's current-home payment is almost always what forces the contingency. We take that payment out of the way, then match the buyer to the option that does it cheapest for their situation.
| Path | How it removes the contingency |
|---|---|
| Qualify without selling | We keep the buyer's current house payment from counting, so they qualify now — before their home sells. How it works » |
| Bridge loan | We tap the equity in the buyer's current home to fund the new purchase now, then the bridge pays off when they sell. How it works » |
| $2,500 backup contract | A guaranteed safety-net offer on the buyer's home so they can make a strong, non-contingent offer. How it works » |
| The right loan program | A deep bench of programs (conventional, jumbo, and specialized portfolio options) so whatever the buyer's situation, one fits. See programs » |
The introduction workflow
- 1
You introduce us to the buyer's agent
Send us your contact and the buyer's-agent contact through the form. That's the whole ask.
- 2
We contact the buyer's agent
Same day, usually within a couple of hours. We introduce ourselves and open the conversation, no pressure on the buyer.
- 3
We run the buyer's options
We review the buyer's scenario and find the path that removes the contingency at the lowest cost.
- 4
We keep you in the loop
You hear back on where things stand, so you can keep your seller informed and move toward a clean close.
What to send us
Just two contacts: yours and the buyer's agent's. The listing address is optional but helps us keep your deal in view. We don't need anything from your seller. There's no cost or obligation to you or the buyer for the introduction.
Have a contingent buyer on your listing right now?
Introduce us to the buyer's agent and we'll run their options the same day.
Introduce us to the buyer's agentRelated
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FAQ
How can a listing agent remove a buyer's sale contingency?
Introduce us to the buyer's agent. We requalify the buyer so their current home's payment no longer blocks the new loan, one of a few ways: exclude the payment once their home is under contract or carries enough equity, offset it with rental income, or fund the purchase with a bridge loan. Once the buyer no longer needs their sale to close first, the contingency can come off your listing.
What do you need from me as the listing agent?
Just an introduction to the buyer's agent, plus your listing address if you'd like us to keep it in view. We reach out to the buyer's agent, run the buyer's options, and report back on which path removes the contingency. We handle the buyer and the buyer's agent start to finish so you can keep selling the home.
How fast do you move?
We're a direct lender, so we reach out to the buyer's agent the same day and, once we have the buyer's documents, move quickly to a revised qualifying letter, often within a few business days.
Does this cost me or my seller anything?
No. The financing change is between us and the buyer. There's no cost or obligation to you or your seller for the introduction.
What if the buyer was already pre-approved elsewhere?
That's fine. If the buyer was pre-approved with another lender, we simply add the structure that removes the contingency, then coordinate with the buyer and their agent from there.